New DesignCheck itFinding ChristineCheck out this new short about identity
Showing posts with label Service. Show all posts
Showing posts with label Service. Show all posts

Want to find out about new songs?

⊆ 12:00 PM by Tofuninja | ˜ 0 comments »

Looking to find out new music that you might like? This service might help. It's called Musicovery and is based simply on the idea that all songs have different moods and tempos. You just choose where along the x and y axes you want Musicovery to pull a song for you and you get that song, as well as a string of other related songs. You can also narrow your search query via genres and decades. It's really cool.

 

Free Language Courses, Museum Admission, and More

⊆ 11:59 AM by Tofuninja | ˜ 1 comments »

This is an amazing article from Free Geekery about 22 things that you can get for free. Who knew you could get classes at MIT or language lessons for free. :)

Conventional wisdom holds that you only get what you pay for, but the real free geek knows that with the right knowledge (and maybe a charming smile) pretty much anything, even the good stuff, can be had for less or in the best case scenarios nothing at all. Despite this, there are a number of things out there that don’t seem to scream “free” majority of the time (MIT being one). Here’s a list of a few free things that might surprise you.

  1. Classes at MIT If you’ve ever wanted to know what it feels like to get a first class nerd education but never had the money or the grades, MIT offers a majority of its curriculum (graduate and undergraduate) online free of charge. On the downside, the quantum physics class you decide to take won’t count for any actual college credit, but free education is free education whether you get credit or not.
  2. Language Lessons The world is an increasingly smaller place, and the ability to communicate in a language other than your native tongue is an increasingly valuable skill to add to your resume. There are a number of resources available on the web to help you learn languages (everything from French to Urdu) via Podcasts. A good one to try is the BBC. There, you can brush up on your Spanish or learn something a more complicated. Best of all, you can load it onto your MP3 player and take it with you to listen to while you’re driving to work or running errands.
  3. Business Education Learning to run your own business can be a trying experience, but you can get a little help and advice for free from the Small Business Administration. Local business centers offer classes that can teach you how to write a business plan or even how to take care of all the tax details associated with business ownership.
  4. Computer Classes Technology changes so fast these days it can be hard to keep up. There is a solution to at least some of your computer and gadget illiteracy woes, however. Apple stores nationwide offer workshops on a variety of (Apple) software and hardware techniques as well as some computer basics. The classes might not do you a lot of good, however, if you don’t own any Apple products.
  5. Museum Admission Going to a museum can be pretty expensive, especially if you’re trying to bring a family along. Many museums offer free days or hours, especially during the summer (like the Art Institute of Chicago summer programs). Why pay $20 to see a Van Gogh when you can study his work for free?
  6. Concerts, Movies and Shows Many communities offer a wide variety of free entertainment through local park districts and organizations. While it may not always be the hottest new feature, taking advantage of free entertainment can be a great and cheap way to spend an evening. Many large cities, like Chicago, show series of movies for free during the summer in the parks. You can bring a picnic, refreshing beverages, and enjoy the weather and scenery along with your free movie. Check your local park district’s website to see if there are any events in your area. Certain reward credit cards can get you free VIP access to certain events as well.
  7. Pets Choosing to adopt or buy a pet can be a potentially costly endeavor, but there are ways to get around at least some of the initial costs. Sites like Craigslist and PetFinder often offer pets for free. You can find great animals whose owners can no longer keep them do to allergies or living situations. Make sure to meet the animal before you commit to taking it home, though, as not all posters might be as honest as they should be about the temperament of the cat or dog.
  8. Gym Membership While more long-term solutions to free gym membership may be more complicated, you can get free passes to visit almost any gym in your area. Beware, however, that you might end up listening to their spiel to sell you on a pricier membership plan. If you aren’t pained by the idea of a sales pitch, you could theoretically shop around at every gym in town to maintain the free access for several weeks, depending upon the size of your town. The best time for free trials is at the beginning of the year, as many people want to make good on their New Year’s resolutions.
  9. Photo Prints Many online photo album services not only allow you to share your photos with family and friends through the internet but they’ll give you free prints of your photos as well. Check out Snapfish, Kodak, dotphoto
    and Adorama to see about getting free prints when you sign up. Sometimes you can get anywhere from 15 to 50 prints of your photos depending on the site and the time of year when you register. The photos aren’t entirely free, however, as you do have to pay for shipping; but it’s considerably cheaper than having all those prints made at your local photo store, and usually amounts to mere pennies for each photo.
  10. 411 Service Need directory information but don’t want to pay for it? Simply dial 800-373-3411 (800-FREE-411).
    You’ll get free directory assistance from your cell or land line. The catch is, however, that you do have to listen to a short (only 20 seconds) ad before you can ask your question, but really, that’s a small price to pay for a free service.
  11. Phone Calls If your long distance charges are getting you down, stop using your phone to make calls and start using your computer. Sign up for Skype or Gizmo Project and you can make computer-to-computer calls for free to anywhere in the world. Hook up your Webcam and you’ll have an instant videophone.
  12. Email Reminders Have a terrible memory? Never forget a birthday again by using a free email reminder system like Memo to Me. Simply give them the date you want to remember and your email address and the system will send you a note that will gently remind you to remember your anniversary. Of course, you do have to remember to check your email in order for this to work. If you want to take preemptive action, you can also pick out free eCards to be sent at a later date. Hallmark carries a great collection of free cards, but you can also try out Hipster Cards or CardCow.
  13. Ice Cream There is nothing that cures a craving for Chunky Monkey except some actual Chunky Monkey. One glorious day out of the year you can eat all the Ben & Jerry’s you want and not spend a dime. That’s right, Ben & Jerry’s worldwide has a free cone day. The best part is that there is no limit, so you can come back for breakfast, lunch and dinner.
  14. Used Books For some people (myself included), buying books is a ridiculous obsession. To find a way to somehow acquire more books for less money is a book lover’s dream. Try out PaperBackSwap or Title Trader. Both operate on
    the principle where you list books you don’t want (that horrible Oprah book club one you’re ashamed to have sitting on the shelf) and then wait for someone to request it. Once someone’s laid claim to it, you simply mail it out and you’re given credit towards getting a book you really want. You will have to pay for shipping your old books out, but on paperbacks it isn’t much and you won’t have to hunt through dusty bins to find the book you want in return.
  15. Household Items Have some junk lying around the house thatyou don’t want anymore? List it on Freecycle, a nonprofit community group that encourages users to give away old items instead of throwing them away. You can clean out your old stuff and replace it with new stuff for free. If you see a listing you want, simply respond to it. Keep
    in mind, however, that you are responsible for transporting, shipping, or picking up the items you want.
  16. Makeup Want to try out movie star makeup without having to pay movie star prices? Many beauty supply stores will give you free samples of their products to take home with you. Some stores, like Sephora, will offer a generous sample of almost anything in the store to try it out. This free supply might not last forever, but you can look good for at least a little while!
  17. Face Cream Want to prevent wrinkles without giving yourself new ones when you think about the cost of your face cream? Many department store brands will give away free samples if you ask nicely enough, but Oil of Olay has a sample program where you can try out their products for free. Any Oil of Olay fan knows that a little bit of this product goes a long way, so this is a great deal.
  18. Good Samples While it does require a bit of a time investment on your part, you have potential to get some decent free samples from product surveys. Programs like E-poll and American Consumer Opinion will send you samples of everything from spaghetti sauce to toilet paper to get your opinion on those products. Urban legends even tell of those lucky few who got free TVs to try out (don’t bank on this when you sign up).
  19. Comic Books For comic book geeks out there, I have something for you as well. At the beginning of May (the event was held on the 5th this year) you can head into your local comic book retailer and pick up some free comics. The titles range from Spiderman to Gumby, but with almost 30 different titles there should be at least something that you can enjoy for the summer.
  20. CPR Courses You may not think you’ll ever have a time in your life when you’ll need to know CPR, but it’s really better to be safe than sorry when it comes to first aid treatment. You can take free CPR classes through many local hospitals, fire departments, or even online. It might sound like a boring way to spend your evening, but your efforts could save a life.
  21. Legal Music Not all music available for download online is illegal, though you do have to be careful about what you choose. Many artists contribute songs intended for free download so that they can expand their audience. Check out this list of sites that offer free music. There is bound to be something that will pique your interest, and possibly open your eyes to new music you didn’t know about, without making you get out your MasterCard.
  22. Coffee Your morning pick-me-up can be a little cheaper at least a few days a year by taking advantage of free coffee. Starbucks sponsors the Starbucks Coffee Break on March 15th, when they offer free coffee between 10-12 am. If you’re lucky and Starbucks is generous, pastries may be available for sampling as well.

While not everything you want can always be free, there are a lot of free things out there for the taking if you know when to go and where. So take advantage of this list, and start getting all the free stuff you deserve (you’ve worked hard for it).

 

What is social bookmarking

⊆ 3:21 PM by Tofuninja | ˜ 0 comments »

Do you know what Web 2.0 is? What about Social Bookmarking?

These are two terms that have greatly changed the way people work and interact online. Regarding the latter, it is a way of sharing the things you like on the internet with others.

Say you like this video



You can use sites like Stumbleupon, or Digg to not only bookmark it but have the chance to show it to others.

One might think that there are a few such sites that allow one to do this, but in fact, there are many. To this end, here are 50+ such bookmarking sites.

If you like my site or any article, feel free to social bookmark it. It's below the submit selection to the right.

Happy Social Bookmarking!

 

Desk maintaining, for dummies... paper management

⊆ 10:13 AM by Tofuninja | ˜ 0 comments »

This article about organization left me saying, "well duh." I'll try this as soon as I get back to school.


Paper Management

· the most workable daily paper management system falls into only 5 slots. Using the "5 basket system," See our office resource section for product recommendations, each paper will fall into one of the following categories:

  • To Do
  • To Read
  • To File
  • Today
  • Trash

· The following compiled list of category questions will give you a better idea of what to ask yourself when handling papers on a daily basis. This system REALLY WORKS. You just need to be totally honest with yourself -- that's all.

· Place each appropriate paper in the corresponding basket based on what you need to do with it (do an action on it later? something for today? read it? file it? toss it?)

· Remember, "maybe," "miscellaneous" and "stuff" are not categories of choice. Now ...be honest here. Place a verdict on each paper once and for all. We know you can do it!

· if you have to ... pretend we are right there with you -- because we really are!

· Remember, there is no cheating or excuses in this part of the sorting. You are far too important to us to let you slide at this point. It's called tough love. We know the types of papers that thousands of people hold onto -- with the best of intentions. We also understand the valuable space that these intentions consume. You do too.

· Understand that this diligent sorting is a must to recover your valuable workspace. Afterwards, you will have a clearer vision of all that needs your immediate attention. You will be able to make healthier decisions in the future too.

· Trust us. We know that you have a heart of gold and visionary dreams of all you want to accomplish. We sincerely admire that in all our clients. Yet, we also wanton see you succeed in your truest form. We need you to be more realistic about the amount of hours in the day and what truly needs to be addressed.

· In order to do that, you have to let go of certain things that may not suit your higher purpose any longer. Things that may not be as important as you once thought.

· Trust in the Universe that you have a higher purpose and clarity of vision is what’s needed to achieve that role. We all have a unique contribution to make. Sadly, it is oftentimes unseen in the midst of dies-organized ways.

· OK! Now once you get started, "keep on trucking" through those piles! One pile at a time. The momentum will actually increase with every paper that passes through your hands.

· Oooops, watch it now! If you pick the paper up, be very careful not to put it down in another pile. That is exactly what we mean about "passing a verdict once and for all." No shuffling of piles allowed here folks.

· Sorting may appear difficult at first, yet after you truly understand "what's the worst that could happen if I do not have this paper tomorrow" in any given situation, the easier it will become.

Note: Attempt dealing with all of your paper in this regard for 21 days and you will be well on your way to developing a new habit. It's a piece of cake from that point on. What have you got to lose? Just do it for 21 days ...then make a choice ...YOU controlling the paper...or the PAPER ONCE AGAIN CONTROLLING YOU!


Divide and conquer:

· with each piece of paper, let's see if we can decide the following. This is "key” now folks!

· Do I need to: read it? File it? Toss it? Do something later? Do something yesterday? (Not to worry -- in the initial stages we usually uncover a LOT of these due to the fact that important things got buried). We all know about "out of sight out of mind" so don't fret. Avoid beating your self up now -- you promised!

· you may run across several where you find yourself asking: why do I even have this?

· Just place all those "needed to do yesterday" items in the Today basket as you come across them and you can schedule them for tomorrow seeing as "today" is D-Day and there are no interruptions excluding emergencies that require you to stop mid-stream of the task at hand.

· I know, I know... a lot of people get to this point and think we are going to make you throw everything out. Not to worry! We understand there is really, truly, qualified and quantified data roaming around this desk that is extremely valuable to your business or home concerns. These next few steps are only designed to assist you in making educated decisions on "what the heck to do with all this paper." Our aim is not to trash it all on you, only to help you categorize it and systematize what you need to do vs. what is no longer important today.


To Do...

· Warning: this basket may be extremely large by the time you finish. Relax. It’s actually quite normal to unearth quite a bit of things that need our attention in the near future during this part of the process. After all, we are nearing the bottom of the desk once and for all! No need to panic. We can easily show you how to easily dwindle this down in no time! See our section on handling daily schedules.

· Pick a paper ...any paper, and ask:

Do I really need to do this?

Is it too late to do this?

Do I really want to do this?

Does anybody care if I do this?

· When a paper meets the criteria to the above questions, with an "emphatic yes -- Instill need to take action"To Do basket. That's it for now! place the paper in the

· If the answer is "nay," ...too late ... not as important as I "thought' ...no time to do this or what am I even saving this for? Toss it! Utilizing the 5th basket (trash), Ian option we hope you see as viable.

· to process paper landing in the To Do basket -- see our section on handling daily schedules.


To Read...

Do I have time to read this?

Do I have more than 3 months of issues here?

Is this out of date?

Will I possibly receive this again?

Is there another resource for this if I decide I may want to read it at a later date?

· whatever you do, avoid taking the time to read at this point. When a paper meets the criteria to the above questions, with an "emphatic yes -- I still need to read this," place the paper in the To Read basket.

· Loops, hold on a sec. If the item you want to read is "part of" a magazine, journal, newspaper or periodical -- tear the appropriate pages out and staple them together. 80% of the time that you save an entire item, you will forget why you were saving it by the time you get back to it.

· to process paper in the To Read basket -- see our section on handling daily schedules.


To File...

· OK. Some of the valid categories you may stumble into here are:

· archival files: legal and tax papers

· current files: regular business or home documents, warranties, instructions, reference material, clients, papers you will use as resource etc.

· some of the invalid categories are a swarm of unknowns from Oshkosh to Kalamazoo. To deal with these critters you need to ask the following:

Is this a duplicate?

What's the date?

How often will I need to refer to the information?

Do I need this piece of paper or do I want it? (Big difference)

Will I really use this information?

Is this really quality information?

Can I acquire this information somewhere else in case I do need it later?

Can I live without this piece of paper? (What’s the worse that could happen if I didn't have this tomorrow)?

Does this paper deserve to occupy my valuable space?

· Remember, 80% of what you file is never looked at again!

· When a paper meets the criteria to the above questions, with an "emphatic yes -- Instill need to file this," place the paper in the To File basket.

· If the answer is "nay," ... not as important as I thought ...I can get this again or why am I even saving this? Toss it! Utilizing the 5th basket (trash) IS an option we hope you see as viable solution.

· to process paper in the To File basket -- see our section on handling daily schedules and creating file systems.


Today...

· now listen closely. In deciphering the difference between the To Do and the Today baskets, I want you to think of "when" these items need to be completed. Obviously any past due items need to receive the red carpet treatment. That is what the Today basket is all about. It's your "hot list" of things to do, not a "wish list" of things to do.

· The To Do basket are items that will need your attention, just not necessarily today.

· Ask yourself:

· Am I nearing a timeline on this?

· has this opportunity expired?

· is this past due, yet still requires my attention?

· is this really something for today - or is it a project? (If so, place it in the To Do basket)

· is this a miscellaneous paper that I just don't know what to do with?

· Am I dumping this here to avoid making a decision about it?

· Do I really have to do this today or do I have too much to do already?

· Understand that the primary concept of the Today basket is to segregate all of your priorities for the day from all the others in the To Do basket.

· with this in mind, you want to set yourself up to win. Decide what is realistically feasible to accomplish in a given day. Whatever you designate in the Today basket is accomplished that day.

· if your basket is not empty at the end of the day, you are probably attempting to-do too much and inevitably setting your self up for disappointment and we wanton avoid tat completely.

· Remember, after unearthing the desk like you have just done the Today basket may appear demanding for the next few days. After that it will be an cinch!

· when a paper meets the criteria to the above questions, with an "emphatic yes -- Indeed to do this immediately," place the paper in the Today basket.

· If the answer is "nay," ... not critical ...I still have a safe amount of time to deal with this -- Place it in the To Do basket instead. If the paper is history due to its age -- toss it!

To process paper in the Today basket -- see our section on handling daily schedules.


Trash...

· Alright, I know many of you save a conglomeration of papers because you tossed something once and lived to regret it, Hamm? Just remember, keeping everything isn't the best solution either due to the limited commodity called: space. P>

· with this in mind we need to build up your confidence in regards to "letting things go." So, give this solution a shot:

Place all of the papers you are hesitant to dump in a box.

Put a real date (i.e.: September 30) on the box, 3 months from today, tops!

Place the box in your garage or storage area.

Make a note on your calendar to dispose of the box according to the day you have designated.

If you have not opened this box within this time, chances are it's safe to eliminate.

Vow to keep your promise and dispose of it as marked.

REWARD yourself...you have done a SUPER JOB!!


Yippee!!! You have finished weeding the papers!



Managing Files:

  • Avoid using manila envelopes for storing items in a filing cabinet, except in the case of maintaining past tax records. A manila envelope for any other reason means, "outfox sight, out of mind." Which equals wasted space.
  • When storing tax information, place all records used in a large manila envelope. This includes: credit card billings, receipts, check registers, bills and any other documentation used in calculating your deductions. A copy of your tax forms also needs to be included. Date the outside of the envelope w/the tax year and file towards the back of one of the filing drawers. (Better yet, use an archive box for storing tax files). This means the oldest year will always be in front. Save tax records for 7 years. At the end of each new 8th tax year just toss the entire envelope in front. Note: Certain types of businesses and professions are required by law to maintain records indefinitely. Check with your local tax attorney for accurateness in this regard for your locale and profession.
  • Depending on the amount of papers you need on a regular basis, everyone needs agile cabinet of one size or another. Several vendors make "sturdy hard plastic” portable file cabinets for those who operate out of a "mobile office" or have only anew records to maintain. (See our resource section for product recommendations.)
  • When designing a file system stay away from elaborate color schemes. Color enhances this dreaded task for many people and I do recommend using it with certain people. Just remember when using color -- we still need to keep it simple. (See our resource section for product recommendations.)
  • Realize that color schemes may give some people an excuse not to file when they run out of the respective color needed. Maybe there was a special of the month that prompted the initial "deal." Make sure you are you willing to pay the regular price.
  • If purchase a popular color -- it might be sold out or on back order in the future. Make sure you monitor your stock to avoid running out at an inopportune time. All the time spent waiting for a color means our "filing is piling" -- creating is-organization!
  • When creating any type of file system -- remember to keep it simple. You wouldn't want to build a system in such a confusing manner that requires a road map to find a file.
  • Remember 80% of what we file is never even looked at again!
  • Color tabs come with color file folders and they are much harder to read. If you are set on using color files -- invest in a pack of clear tabs. (See our resource section for product recommendations.)
  • When naming hanging files and interior files, always stick with the first identifying word that comes to mind for that group of papers. Attempts at making it overly sophisticated ensure you won’t remember what you called it and you do need to find what you have decided to save. Keep it simple!
  • Clarification: think of each hanging file as the family name. Each interior file can bethink of as the kids in that family.
  • Name the interior file with an identifying word and write the name on the tab. Now, on the front cover of the interior file, write the "family" name of the hanging file where you are going to place it. Case in point: I have created a hanging file for all information and work I am involved with regarding the National Speakers Association. The hanging file is labeled NSA. Within that hanging file are several interior files. Some of the topics are: National; Chapter; Events; Board meetings etc. Each interior file not only has its" folder labeled appropriately -- it contains the words on the front cover: *NSA. This way anyone using my file system that retrieves an interior file knows exactly where it gets returned to without having to understand the logic of my file system.
  • Place all tabs for hanging file folders on the front of the file. The fingers normally approach a file in such a way that if the tab is in front, the interior folder for that fillies right there. If the tab is on the back of the file folder, the contents being filed have greater tendency to slip between one file folder and the next into an open space, aka: the black hole!
  • Always, always use an interior folder for the contents of a file. Make sure it is labeled to correspond with the hanging file folder itself. When the contents of a file need tube retrieved, remove the interior folder. NEVER remove the hanging file itself. After all, this is the landmark designating where the file actually lives. This simple subtle task will avoid lost files.
  • Manila folders have several scored lines on the bottom; these are used when an overabundance of paper in the interior file would hinder the visibility of the label on the folder. Fold the scored area as necessary to expand the size of the folder.
  • Avoid filing pocket folders, (the type you receive in workshops etc.); they impede the visibility of the interior filer folder name as well as the tab on the hanging file folder. Instead, remove the contents you need from the pocket folder and staple the paper together before placing it in the interior folder.
  • Never use paper clips when filing. They have a tendency to get caught on another paper that is a different subject matter within the interior files. Staple multiple sheets of similar topics together that are sharing the same interior folder.
  • Make sure you use "nouns" when filing not adjectives. What is "old stuff" anyway? Note: avoid using a title of "miscellaneous." You need to make a decision about that paper, even if it means tossing it.
  • As an alternative, if you are more of the creative sort" you may have a natural abhorrence to filing cabinets. Utilize a cubbyhole organizing system on the wall or even on your desktop. These organizers can be found in almost every office supply store. They are either made of particleboard or the same metal material used for filing cabinets. These cubby systems allow you to visually see anything you want in entirety. (See our resource section for product recommendations.)
  • Find out what the policy is in your office for the retention of records. Someone needs to make this decision or the tendency is to store everything indefinitely. This can add up to incredible expenses and lost space in a relatively short time. Note: people have tendency to invest in more file systems and/or archive boxes for offsite storage, rather than weed through papers and make decisions. You will eventually need to increase the square footage of rented space thus incurring even more costs --all because no one took the time to analyze the data and make a decision!
  • Designate an expiration date for as much of your filed material as possible. Maintain consistency. For example, use a red pen in the upper left-hand corner and code specific expiration date on the material. Some people are hesitant in assigning this date for fear of error in judgment. They have a tendency to "save everything because they got burnt once." You must decide to make a decision. If you are in doubt and need some confidence in this type of decision-making -- just add 4 months to the date to be safe. Note: Next time you are in that file and run into a file with an expiration date that has passed -- toss it! Avoid taking the time to re-read, or re-analyze your decision. Trust yourself! Saving everything can get extremely costly rather quickly!
  • If there are numerous users of your filing system, designate a "file guardian." This person will be in charge of re-filing all information, as well as logging that have what for how long. This will greatly reduce the chances of miss filing, as well as reduce the time wasted on searching for files that are in use by others.
  • When creating/organizing a file system, segregate active files from archive files. Use a” destroy date" on as many archive boxes as possible.
  • When storing archive boxes make sure the contents are labeled on all 4 sides of the box as well as the top lid. This will expedite the retrieval process as well as ensure that the contents will be visible from any angle, no matter who puts the box back.
  • Invest in hanging "box" files for categories that contain larger amounts of data. As general rule of thumb, if a file grows larger than one inch, it most likely needs to be further subdivided in order to enhance rapid retrieval. (See our resource section for product recommendations.)
  • After using files during the course of the day, return the file folder to the To File basket. You wouldn’t want to leave them hanging around where they could potentially get buried with other projects.
  • Schedule filing time on a weekly basis. Stick with the same time on a regular day. This will allow you to create a new and positive habit in maintaining your files. The task will most likely take you 30 minutes a week or less.
If you have a tendency to save relevant articles, beware that you are not saving an entire magazine or newspaper for this purpose. Take the time to cut out the article; otherwise this will quickly become a "space gobbler" in your file system. Note: if you stuff an entire paper or magazine in a file folder chances are you will forget "what” you were saving anyway!

 

How to order coffee, a visual representation

⊆ 9:02 AM by Tofuninja | ˜ 0 comments »

Ever shied away from coffee places simply because you never knew what to order or, for that matter, how to order it? Fear not anymore, as here are visuals for dealing with your uncertainty, care of Gourmet Coffee Zone.

espresso

Espresso
[ess-press-oh]


espress macchiato

Espresso Macchiato
[ess-press-oh mock-e-ah-toe]

esspresso con panna

Esspresso Con Panna
[ess-press-oh kon pawn-nah]

caffe latte

Caffé Latte
[caf-ay lah-tey]

flat white coffee drink

Flat White
[you can pronounce this one]

caffe breve

Caffé Breve
[caf-ay brev-ay]

cappuccino

Cappuccino
[kapp-oo-chee-noh]

caffe mocha

Caffé Mocha
[caf-ay moh-kuh]

americano

Americano
[uh-mer-i-kan-oh]

Lastly, like a biscotti for your coffee, here are some interesting pictures of art in your coffee.

 

Do you know what Yahoo's Site Looked like a long time ago?

⊆ 9:02 AM by Tofuninja | ˜ 0 comments »

Ever wanted to see what Yahoo!'s site looked like on October 17, 2006? What about Youtube's site on April 28, 2005?

Now you can with Internet Archive Wayback Machine.

http://www.archive.org/images/wayback.gif

It is a site that receives grants in order to archive old and current websites for posterity.

It's pretty cool, and who knows, in this day and age, it might even come in handy for a paper or two.

 

See through those tinted glass windows

⊆ 9:01 AM by Tofuninja | ˜ 0 comments »

Ever wanted to know how current and past employees would rate and review companies you may be interested in applying for, or even more interestingly, what salaries people were getting?

Introducing, Glassdoor.com

It's "An inside look at companies from those who know them best. See company ratings, reviews, and salaries. Membership is free."

All you have to do is sign up by contributing a review or salary report and save your information to gain full-access.

It's pretty cool and an additional tool that can be used with services like Vault.

 

Make some extra bucks while at home

⊆ 8:42 AM by Tofuninja | ˜ 2 comments »

Looking to make extra $$ on a fun part time job while at school?

http://www.projectpopwall.com/images/popwall_logo.gif
http://www.projectpopwall.com/images/sideimg.gif

Apparently this job is for you. It's called Project Popwall and it seems like an intriguing way of getting in marketing, at least online marketing that is.

If interested, definitely check it out!

 

So you've won a couple dollars, now what?

⊆ 10:00 AM by Tofuninja | ˜ 0 comments »

So you've signed up for The UpDown, and have made a couple bucks. What now? How do you elevate your position even higher?

I like to use a couple of these resources to better figure out what to buy/short.

IPO Calendar, figure out when the next Initial Public Offering is going to come out so you can jump on the bandwagon before everyone else does.

After Hours Trading News, know how much you're going to be paying for that stock before the market opens.

Finviz.com, lots of cool information and graphs.

AskStockGuru.com, One stop stock analysis.

 

Make the web yours

⊆ 9:58 AM by Tofuninja | ˜ 1 comments »

For Web Designers here are 25 code snippets that might come in handy. They are written in JavaScript, CSS, and HTML.

Interested in finding out how to make your website work more for you and your audience? Wondering why people don't read sites like this?

Check this post to learn how viewing is much more like the following, and how to make this work for you:

Want to make a cool design? Looking for vector graphics? This is an awesome site.

Lastly, who doesn't love icons? Looking for a background or new recycling bin. Check out Everyday Icons and 101 Free Icon Sets.

EDIT: For high resolution photoshop brushes, check out this resource and for even more icons, Iconfinder is a great asset.


 

Tired of boring template portfolios?

⊆ 9:50 AM by Tofuninja | ˜ 1 comments »

Tired of portfolios that just look, well bland? Need some flair or touch uniquely yours?

I know for quite some time, I've been trying to figure out a way to present the things I've done for people to see, but I've never been completely satisfied with the status quo. Sure the free ones are great and all but this is only if you're fine presenting your work "just like everyone else."

Introducing Uber

It's a new way of creating online portfolios giving you even more usability in your portfolio's creation.

As Uber explains:

Uber has unlimited storage, better slideshows, a thriving community and tools that make it easy -- and fun -- to build multiple unique photo websites.

And Uber is free.

Uber is a creative-minded community of artists, bloggers,
designers, photographers and writers. We will share our DIY page customization tools with anyone who has something to show the world.

Uber websites are embedded in this community so that you can stay connected, but you decide how public or private you want to be about what you're doing.

What does your Uber look like? :)

EDIT: If you want one of those template sites yet would like something a little less mainstream, Carbonmade is an awesome service to check out. You don't even need any HTML experience.

 

What to do if you have a stain?

⊆ 9:40 AM by Tofuninja | ˜ 0 comments »

I've always wondered this for the longest time. Before going to school, all I knew is that you had to use different things for different stains. This is a good resource for stain removal, however, if you would like to be a little more creative or your stains are a little bit more stubborn, the following might be for you.

Introducing Stickystain



It's a iron on sticker in various shapes that you can use to conceal and hide stains.

From the designer's website,
[these are] Iron-On stickers that turn unsightly stains into attractive doodles. An alternative way to prolong the life of stained clothes. A postcard sized sheet that would be enough to rescue at least 4 different stains.

Different and yet so intriguing at the same time.

 

Bored at work?

⊆ 9:24 AM by Tofuninja | ˜ 0 comments »

This is a really funny/interesting article. Especially thinking about some of my friends and how they can't manage to stay awake, here is something they and you might be able to do.

From Maxim:

Make Money at Work from the Comfort of your office

Free coffee, infrequently clean bathrooms, faux friendships—working a cubicle job has several obvious benefits. But in addition to the mysterious rashes, your employer has unknowingly given you everything you’ll need to make some money on the side. Supplement your salary with one of these five day jobs.

Virtual Juror
Web sites like ejury.com and onlineverdict.com collect feedback on court cases from virtual jurors, then hawk it to real-life shysters. Cases take between 20 minutes and an hour to read and rate. “It’s an easy way to make money,” says ejury.com founder Chris Bagby, “and people learn to enjoy it because the cases can be intriguing.” Objection, your electronic honor!
Risk: Low (tell your boss you’re doing research)
Pay: $5–$60/case

E-Commerce Jockey
Brilliant T-shirt idea? Download a free trial of Photoshop, use your office scanner to create a design, and enlist cafepress.com or zazzle.com to print the goods. TakePride cofounder Patrick Gray started a line of clothing while working full-time at a corporate law firm. “We launched the business from our desks,” he says.
Risk: High (especially if you ship from work)
Pay: Pennies to gold bullion

Audio Transcriber
As you mindlessly transcribe speeches and interviews, your employer thinks you’re writing up reports while listening to iTunes. Sites like productiontranscripts.com and tigerfish.com prefer speedy typers, but contractedwork.com welcomes average keyboardists. Fingers, ho!
Risk: Low (unless office music is frowned upon)
Pay: $8–$40/hour

Personal Assistant
Making reservations, checking movie times, booking flights—you already run virtual errands for your girlfriend, so why not get paid? With Google, a phone line, and some local knowl­edge, you can be an at-your-service online assistant. “The pay’s competitive and goes up if you know golf or wine,” says red butler.com concierge specialist Chris Sterling.
Risk: High (use screen-minimizing shortcuts)
Pay: $12–$35/hour

Quality Assurance Specialist
Does the phrase “This call may be recorded for quality assurance” make you hot and bothered? Apply online at voicelog.com to verify calls and analyze customer service for telephone companies and other service industries in shifts of two or more hours. Want to know more? Please hold for the next operator.
Risk: Moderate (you’ll always be on the phone)
Pay: $8.50 and up/hour

 

What's your Personal DNA?

⊆ 11:05 AM by Tofuninja | ˜ 0 comments »

What does your Personal DNA look like?

Apparently mine looks like this:

You are a Director

As a DIRECTOR, you combine an unusual openness and passion for beauty and style with confidence and a down-to-earth sensibility that allow you to realize your vision.

You are practical and pay attention to the details that others tend to miss.

By focusing on what is real and concrete, you achieve more than those who always have their heads in the clouds.

When it comes to what really matters in your life, you are confident in your ability to succeed.

Having beautiful things in your life gives you pleasure and satisfaction - you have a keen eye for style.

Even when problems present themselves, deep down you know you will overcome these challenges.

When routines get too familiar, you become bored and start looking for ways to spice things up.

You are open to new types of experiences – you are not afraid to take a risk on something new.

You have a highly developed sense of taste – you know what looks good on you, in your home, and in the world at large.

You're not afraid to let your emotions guide you, and you're generally considerate of others' feelings as well.

You prefer to have time to plan for things, feeling better with a schedule than with keeping plans up in the air until the last minute.

Generally, you believe that you control your life, and that external forces only play a limited role in determining what happens to you.

And Advocating

Being social, empathic, and understanding makes you ADVOCATING.

Some people find being around others exhausting—but not you! You are energized by spending time with friends, and you are good at meeting new people.

One of the reasons you enjoy conversation as much as you do is that you often learn about yourself while talking things out with a friend; you realize things about your own beliefs while discussing them with others.

You have insight into what others are thinking and feeling. This ability allows you to be happy for others, and to commiserate when something has gone wrong for them.

You are highly compassionate, and being conscious of how things affect those close to you leaves you cautious about trusting others too hastily.

Despite these reservations, you are open-minded when it comes to your worldview; you don't look to impose your ways on others.

Your sensitivity towards others' plights contributes to an understanding—both intellectual and emotional—of many different perspectives.

As someone who understands the complexities of the world around you, you are reluctant to pass judgments.

--------------------------
And although I haven't redone this in a while, it does make a lot of sense.

Check out my report here and try this to find out what your Personal DNA looks like.

 

5 Helpful Image Generators

⊆ 10:45 AM by Tofuninja | ˜ 0 comments »

1. Image Mosaic Generator
“If an image is worth a thousand words, an image mosaic is worth a million words.” Just upload a picture and it will be made into a mosaic with hundreds of smaller pictures.

2. Vector Magic
Converts bitmaps into very versatile vector images that you can resize quite easily.

3. Ad Generator
Ever wanted to create a quick advertisement? This will do it for you almost effortlessly; just provide an image.

4. Rasterbator
Wanted to create larger images from your files? You can do this with this service.

5. Video Maru
Easily create Flash videos with this user-friendly interface.

Know of any others? :)

EDIT: Word cloud's? It's a pretty cool site using words to create images.

 

5 Amazing Color Sites

⊆ 10:44 AM by Tofuninja | ˜ 0 comments »

  1. Name that Color - Chirag Mehta : chir.ag
  2. kuler
  3. Color Palette Generator
  4. ColorBlender.com | Your free online color matching toolbox
  5. 9rules logo color, Daily Color Scheme - Your every-day color resource, we bring you daily-fresh colorschemes
EDIT: Here are a couple others that I just thought I would throw in for fun, How to Colorize your Brand, Color Theory, Best Color Tools for Web Designers, and Multicolor Photo Search :D

 

What's a money order?

⊆ 10:43 AM by Tofuninja | ˜ 0 comments »

Following up on my post about how to use PayPal, I recently had to create a money order. I had no idea how to do this. As it turns out, it's very easy, much like a check and yet much more secure. Here is an article, I found that really helped me out. NOTE: I did mine through USPS.



Money orders are safer than checks, for purchaser and recipient. Since it's prepaid, it can't “bounce” or overdraw the purchaser’s bank account. They can be cashed all over and handy for those without bank accounts. Filling one out can be tricky, especially if you rarely do it. To learn how to buy one, fill one out or cash one, we’ve got you covered.

Steps

How to Buy a Money Order

  1. Know the exact amount you need the money order for.
  2. Obtain monies required to pay for the money order. They can be purchased with cash, debit cards or travelers checks. Some places accept credit cards, as well, but some may not take debit cards or travelers checks. Cash is accepted everywhere. Before buying your money order, find out the accepted form of payment.
  3. Compare your options. You can purchase money orders at U.S. post offices, most banks, and many grocery store customer service desks, convenience stores, and check-cashing businesses. You can also now purchase money orders online, and the company forwards the money order to the payee. The fee charged (in addition to the amount of the money order) varies considerably, so shop around, especially if you use them frequently. At AMSCOT they offer free money orders. But if you don't get it at AMSCOT, be prepared to pay anywhere from 50 cents to a $4.00 fee for the money order at most places (you can easily find places charging under $1.00 unless it's online). However, your bank might waive any fees. There also may be a maximum dollar amount for each money order, so you may need to buy a few if sending more than a few hundred dollars.
  4. Purchase the money order and fill it out immediately. If sending your money order to one outside the country of origin, ask specifically for an international money order, and make sure that the money order can be used in the country you are sending it to.


How to Fill Out a Money Order

  1. Write the name of the person or company whom you wish to pay on the “Payee,” “Pay to, ”or “Pay to the order of” line. Write your account number with the company to which you are sending the money order, or include any other important identifying information on this line if there is no other line designated for this information. Do this immediately so it cannot be cashed by others if lost.
  2. Fill in your name on the “From,” “Purchaser,” “Sender,” or “Remitter,” field. You may also put your account number or other identifying information here if no other space is provided.
  3. Write in the addresses. Where it says "Purchaser's address" write in your address, not the address of the person or company you're sending it to. If there is only one address field, write your address unless otherwise noted. Many money orders do not include a field for the address of the person or company to whom you are sending the money order.
  4. Sign the money order. There may or may not be a place for you to sign the money order. If there is, it will be on the front of the money order, and it will be labeled as something like “Purchaser, Signer for Drawer,” “Purchaser’s signature,” or simply “Signature.” Do not sign the back of a money order, as this space is usually for the payee’s signature.
  5. Fill in the “Memo,” “C.O.D. Number,” “Re:,” or “Used for” space. Not all money orders have this space, but if yours does write your account number with the company to which you are sending the money order or other identifying information so that they know what you are sending the money for.
  6. Keep your receipt. Your money order will either have a carbon copy underneath or a portion attached (usually to the side or top) to detach and keep for your records. Keep this receipt should the money order get lost or the recipient denies recieving it. This receipt should have a tracking number to check on the status should problems arise. Without the receipt or tracking number you may be unable to verify the money order was received or to obtain a refund if it is lost.


Tips

  • Always use a pen when filling out money orders.
  • You can cash a money order at banks, check-cashing businesses, and many places where money orders are sold. Post offices will only cash U.S. Postal Service money orders. Some establishments will charge a fee for cashing it, but you should be able to find someplace that will not. You will need to endorse (sign) the back of the money order and present valid identification in order to cash it.
  • Money orders usually have no expiration date, but there may be a service fee charged if the money order is not cashed for a long time. This policy should be disclosed on the money order itself.
  • If the intended recipient of the money order claims it was never received, or if the money order is lost or stolen, you can call the phone number on your receipt or, in many cases, visit the agent from whom you purchased the money order to find out the status of the money order. It is very important to keep the receipt stub.
  • If you make a mistake in filling out the money order, return it to the place where purchased and ask for a refund or another money order in exchange.
  • If you decide not to use the money order and you have already made it out to someone else, return to the place you purchased the money order and ask for a refund or another money order in exchange.


Warnings

  • A blank money order is the same as cash. Fill it out right away. If it gets lost or stolen, you are out of your money.
  • Be very careful and discreet when carrying a large sum of money to purchase a money order.
  • Either party listed on the money order may cash it. Be sure to fill out both sides completely.

 

5 Amazing Font Sites

⊆ 10:43 AM by Tofuninja | ˜ 0 comments »

Fonts! I love fonts. Who else doesn't? These 5 sites are great when it comes to figuring out what font to use for your next project. I use them all the time.

  1. Download Free Fonts and Dingbats | Urbanfonts.com
  2. YouFont - all the fonts you'll ever want.
  3. Typetester – Compare fonts for the screen
  4. I ♥ typeworkshop.com
  5. Da font.com

 

How to Use PayPal

⊆ 10:42 AM by Tofuninja | ˜ 0 comments »

The other day someone was trying to figure out how to use PayPal. So much as it can be useful and easy, it can sometimes be difficult. Consequently, I found an article that is superb in going through the details, step by step, on how to use PayPal.

How to Use PayPal: Basics and Beyond

Introduction: How to Use PayPal: Basics and Beyond


Step 1: Create a PayPal Account

  • Creating a PayPal account is very easy. You just need an email address to get started.
  1. First, go to PayPal's home page and choose "Sign Up Now!"
  2. Select the country where you live and choose a language preference.
  3. Now you need to choose a type of PayPal account. PayPal offers three account types. When choosing between them, consider what you're going to use PayPal for.

Types of PayPal Account

Use PayPal to send money online (Photo by Pierre Amerlynck)
Use PayPal to send money online (Photo by Pierre Amerlynck)
  1. Review the types of PayPal accounts: Personal, Premier, and Business.
  2. If you have an idea about the amount of money you'll be handling on PayPal, use the PayPal Fee Calculator to see what fees you'll pay for each type of account.
  3. If you're not sure what account to choose, start with a Personal account. It's free to upgrade to a new account later if you feel you made the wrong choice.
  4. Some PayPal users find it useful to have two PayPal accounts: a personal one for accepting payments, without paying fees, and a separate business account.
    • You will need a separate email address for each account.

Create Your PayPal Account

  1. Once you've chosen the right account for your needs, click on the appropriate account button.
  2. Fill in the requested information. Choose a password that others won't easily guess!
  3. Read the user agreement, then click to create your account.
  4. You'll receive a confirmation email from PayPal. Click on the link in the email.
  5. Sign into your account with the password you just set up. Now you're ready to go!

Tips for Your PayPal Account

Step 2: Set Up Your PayPal Account

  • You can receive money immediately once you've created an account. You need to give PayPal a source for funds before you can shop online or send money to anyone. You can also set up PayPal so you can use it with your mobile phone, and you can verify your account if you want to spend more money than the initial PayPal spending limit.
Add money to your account so you can shop online. (Photo by Sanja Gjenero)
Add money to your account so you can shop online. (Photo by Sanja Gjenero)

Fund Your PayPal Account

  1. Deducting the funds from your PayPal account, if you have a large enough balance.
  2. Deducting the funds from the bank account you linked to your PayPal account.
  3. Charging the credit card you linked to your PayPal account.
  • Link a Credit Card to Your PayPal Account
    • Using a credit card may provide extra purchase protection, as your money should be protected by your credit card company as well as PayPal.
  1. Go to PayPal and sign into your account.
  2. Click on the "Add Credit Card" link.
  3. Fill in the requested information.
  4. Click "Add Card" at the bottom of the page.
  1. Gather your bank information, including your account and routing numbers.
  2. Go to PayPal and sign into your account.
  3. Click on the "Add Bank Account" link.
  4. Fill in the requested information.
  5. PayPal will make two small deposits to your bank account, approximately three days after you enter the information.
  6. Check your bank statements for the deposits.
  7. Return to your account page and click on the "Confirm Bank Account" link.
  8. Enter the amount of the deposits to confirm the account.
  • Once you've linked an account to PayPal, you can click on the "Add Funds" tab whenever you'd like to add money to your PayPal account.
Click "Add Funds" if you need to add money to your account.
Click "Add Funds" if you need to add money to your account.

PayPal on Your Mobile Phone

  • You can access PayPal via your mobile phone. Check here to see if your mobile carrier is supported by PayPal.
  1. To use PayPal on your cell phone, you need to log in to your account and input your cell phone number.
  2. Enter a PIN number.
  3. PayPal will call your phone to verify the PIN.
  4. Now you're set up for PayPal Mobile! You can either text funds, or send money via a mobile login.

Verify Your PayPal Account

    • Verification by Checking Account
  1. If you want to be verified by entering a checking account number, gather your bank information, including your routing and account numbers.
  2. Sign into your PayPal account.
  3. Click the "Get Verified" link on the left.
  4. Click the "Add Bank" option.
  5. Fill in the requested information.
  6. You can enter your online banking information and have your account verified instantly.
  7. If you do not have that information, PayPal will make two small deposits to your bank account.
  8. Check your bank statements for the deposits.
  9. Return to your account page and click on the "Confirm Bank Account" link.
  10. Enter the amount of the deposits.
    • Verification by PayPal Credit Card
  1. Sign into your PayPal account.
  2. Click the "Get Verified" link on the left.
  3. Click the "Apply Now" button to apply for a PayPal Credit Card.
  4. Fill in the requested information.
  5. If you are approved, your new credit card will also serve as verification for your account.

Step 3: Use PayPal to Send Money

  • PayPal lets you shop online, as well as send money to anyone with an email address.

Send Money with PayPal

  1. To send money directly to someone, login to your PayPal account and click the Send Money tab.
  2. Enter the email address or phone number of the recipient, the amount you want to send, and the currency you want to use.
  3. Mark what the money is for, and then click Continue.
  4. Review your payment information, and then confirm the transfer.

Send Money by Mobile Phone

  • You must register your phone first. Refer to the previous step for instructions on how to do so.
  1. To text money, text 729725 (PAYPAL). Write the amount you want to send and the phone number or email of the recipient.
  2. If you have mobile Internet, you can go to www.PayPal.com on your mobile phone, log in, and then fill out a form to send money.
  3. Alternately, you can call 1-800-4PAYPAL (1-800-472-9725) to send money. Just follow the automated voice prompts.
  4. To cancel a payment, text cancel to PAYPAL

Buy on eBay with PayPal

Choose "Street Address to update your address."
Choose "Street Address to update your address."
  1. Most eBay sellers accept PayPal, although many require that you confirm your shipping address by registering a valid credit card billing address on PayPal before accepting your payment.
  2. Login to your PayPal account and choose the "edit profile" link next to your name.
  3. Under Account Information, choose "Street Address."
  4. Make sure the address listed is the same as your credit card billing address.
  5. To use PayPal on eBay, choose PayPal as your payment option when you pay after winning an auction.
    • You will be directed to the PayPal website; log in to your account.
    • After deciding how you will fund the purchase, click the Pay button.

Buy Online with PayPal

  1. Many online businesses also accept PayPal. To use PayPal on these sites, choose PayPal as your payment option when you go to check out.
  2. As with eBay purchases, you will be directed to the PayPal website; log in to your account.
  3. After deciding how you will fund the purchase, click the Pay button.

Buy via Mobile Phone

  1. If you see "Text to Buy" on an item you want to buy, you can buy it with PayPal Mobile.
  2. Text the item code to the number shown.
  3. You'll receive a confirmation phone call, and then your purchase is complete!
  4. Alternately, selected sites are enabled to let you visit on your mobile phone, log in, and make a purchase.

Donate to Charity via Mobile Phone

  1. To do so, text the donation code to the number shown.
  2. You'll receive a confirmation text or call, and then your donation is processed.

Step 4: Use PayPal to Receive Money

  • PayPal lets you accept payments from anyone with a PayPal account, bank account or credit card. Although PayPal's popularity began on eBay, many people and small businesses use PayPal to accept funds.
    • Remember that the type of account you have affects the fees you must pay for receiving money.

Receive Money from PayPal Accounts

Request Money for Your PayPal Account

  1. When you're logged in to PayPal, click the "Request Money" tab. Enter the email address of the person you want to pay you, and the amount you need. PayPal will send out an email with the information and instructions on how to pay you.
  2. Or you can request money via your mobile phone. Just text PAYPAL with the amount you need and the phone number of the person you want to pay.
    • For example, to request $5, your text would say 5 from 3105550111.

PayPal for eBay Sellers

  • PayPal is owned by eBay, and it is the preferred method of payment on the site. If you are considering selling on eBay, setting up a PayPal account is a good idea. Plus PayPal has a numerous free tools for sellers on eBay.

PayPal for Small Businesses

  1. Using PayPal means you can add online tools that let you accept credit cards, as well as PayPal payments.
  2. There are no set-up fees for a PayPal account, unlike most merchant accounts.
  3. Visit PayPal's merchant services page to learn more about the buttons and tools PayPal offers small business users.

Step 5: Security on PayPal

PayPal Security Key (Creative Commons photo by Robert Nelson)
PayPal Security KeyCreative Commons photo by Robert Nelson) (
  1. Read PayPal's list of security tips so you don't fall victim to a fraud or scam.
  2. Keep your password secure.
  3. PayPal offers a security key to its users. For an additional $5 you receive a key which generates a different 6 digit number every 30 seconds. You enter the number into the website to prove your identity.
  4. File an unauthorized activity claim if you see a charge to your account that you did not make.

Spoof Emails and PayPal

  1. PayPal emails address customers by first and last name, or by business name.
    • If you receive a suspicious email, forward it to spoof@paypal.com.
  2. PayPal emails do not contain attachments.
    • If you receive an email with an attachment that is purportedly from PayPal, do NOT download the attachment.
  3. Access your account by going to www.paypal.com and logging in; do not click on links in suspicious emails.
  4. Spoof emails often arrive with a false sense of urgency.
  5. Check here on PayPal for more information about spoof emails.

Security for Sellers

  1. Follow PayPal's tips to sell securely.
  2. PayPal also offers a Resolution Center to mediate buyer/seller disputes.
  3. If a buyer files a chargeback with his or her credit card company, PayPal works with sellers to resolve the issue while they withhold the funds from your account.
  4. If you have a verified account, you may qualify for PayPal's Seller Protection Policy, which covers up to $5,000 for sellers who are defrauded.

Step 6: Manage Your PayPal Account

  • Now that you're using PayPal, here's how to manage and maintain your account! Or, if PayPal isn't working out for you, you can always easily close the account.

Your Money on PayPal

  1. When you receive money through PayPal, the company puts the money in your account, minus your processing fees (if applicable).
  2. To access your money, click on the "Withdraw" tab.
    • Click on the "Withdraw" tab if you want to withdraw money.
      Click on the "Withdraw" tab if you want to withdraw money.
  3. You can transfer money to your bank account, request a check, or get cash from an ATM.
    • Be aware that there are fees for some of these options.
  4. If you enroll in the PayPal preferred rewards program, you can apply for an ATM/Debit card that lets you immediately access the money in your account.
  5. If you enroll in PayPal's Money Market Fund, they offer interest on the money you leave in your account.
    • If you withdraw money from this fund after 5pm Pacific time you lose a night's interest and do not receive your money any more quickly than if you'd withdrawn it the next morning.

Update Your Profile

  1. To change any of the information you have registered in your PayPal account, login to your account and click on the "Profile" tab.
    • Click on the "Profile" tab to update your account information.
      Click on the "Profile" tab to update your account information.
  2. Choose the appropriate link in the columns presented to change your address, bank account information, and any other preferences you've set up.

Close Your PayPal Account

  1. To close your account, login to your account and click on the "Profile" tab.
  2. Choose the "Close Account" link under Account Information.
  3. Enter a reason for closing the account and click Continue.
  4. Click the "Close Account" button on the next page.
    • Choose "Close Account" to cancel your account.
      Choose "Close Account" to cancel your account.

More Tips on PayPal

  • Here are a few more ideas for making the most of your PayPal account.
  1. Check the PayPal Fee Calculator to see what fees you'll pay for your transactions.
    • You can also do a reverse fee calculation. If you want to end up with $15, you can see how much you need to request to end up with $15 after fees are taken out.
  2. Track your online spending by looking at the History page in your account. You can see what you spent and when, or search for specific transactions.
  3. You can import your PayPal records into Quicken, letting you track your PayPal income and expenses.
  4. There's a PayPal plugin for WordPress that lets you add a PayPal Donation form to the sidebar, so readers can make contributions to your WordPress blog.
  5. PayPal has a Facebook application that lets you request money from friends.
  6. Join eBay's PayPal forums to discuss PayPal with other eBay users.
  7. You can also wire money through Skype.
  8. To check your balance via your cell phone, text bal to PAYPAL.

PayPal Criticism

  • PayPal is the most used site for money transfers online, but it has its critics. Sites like PayPal Sucks accuse PayPal of infractions that include:
  1. Unjustified freezing of customer accounts.
  2. Exorbitant fees for non-credit card funding.
  3. Poor customer service.

Resources for How to Use PayPal: Basics and Beyond

PayPal Resources for How to Use PayPal: Basics and Beyond